“Give me
liberty, or give me death!” – Patrick Henry, Virginia delegate 3/23/1775. “Give me liberty, or give me death!” – Gov.
Dunmore of Virginia 3/20/1775. This is
Patrick quoting his Governor, three days after the original quote, and yet,
Patrick Henry is generally given the credit for originating the statement. This assumes that my on-line research is
correct.
Liberty is
an often misunderstood concept and each of us has a slightly different
understanding of it. I believe that Adam
gave up some of his liberty when he gave up one of his ribs. That is to say that as the population grows
and co-operates for the good of all, we give up some individual liberties. It is accomplished with empathy and effective
legislation. We give up individual power
for the good of the community. Mandating
a vaccine in the time of a pandemic is an example of this.
But this
particular blog isn’t about Liberty. It
is about Liberty Mutual and the awareness of their potential customers. Liberty Mutual Auto Insurance has been
advertising on the major cable news networks (MSNBC, CNN and Fox) for over a
decade that “Liberty Sells You Only What You Need”. The ad is repeated several times a day and
features a B.S. artist and an Emu. This
is a lot of dollars in advertising, for a long period of time, so it must be
very effective. Since it is presented to
both Liberals and Conservatives, we must assume similar gullibility. You see, I have been buying auto insurance
for over sixty years now, through such companies as GEICO, Allstate, State Farm
and Farmer’s and I am yet to see a policy that didn’t allow me to choose the
level of my coverage. There are basic
requirements set by your State, but above those basic coverages, the level of
protection is the buyer’s choice. That
is to say that if Ford Motor Company offered you an automobile with four wheels
on the ground, it would be an important feature. Obviously, all commonly sold cars have four
wheels on the ground. Is it a reason to
buy a Ford? Because if it is, then you
are a potential buyer of Liberty Mutual Auto Insurance and I fear that you are
in the simple majority.
Another
quick note on Liberty Mutual: I spent a
couple of years as the office manager of a Physical Therapy office. I handled the claims. Liberty Mutual Health Insurance would often
deny a claim or a procedure for no apparent reason. On calling their claims agent, I was always
told to resubmit the claim and they would pay it. They did pay it. This seems to make no sense, but it does if
you realize that many office managers will accept, without question, the
determination of the insurance claims department. The other important point here is that you,
as a patient, agree that all charges by your provider are your primary
responsibility and that your doctor is merely accepting payment from your
insurance company, in place of your payment.
Any portion of your bill not paid by your insurance company is your
responsibility.
This
particular blog post is not about Liberty Mutual. They are not alone. It is about this nation’s acceptance of
obvious lies. A great philosopher once
said, “See what is plain to see. Doubt what is not.” When you doubt something … research it.
Cheers, Old
Buz 8/28/2021
Iambloggerbuz.blogspot.com
